BUILDING PERMITS
Our construction contract includes the costs for building permit so that you may also take this cost into account when budgeting for your dream home. (Please note that we do not process building permits without having a construction contract with us as the building permit forms includes signing of licensed professionals that are in-charge of construction. Should anything happen during or after construction, those professionals are liable. They will also be signing their names in the application for Occupancy Permit to certify that the structure constructed is within standards and is safe to occupy.)
Why do you need a Building Permit?
Can we build without a building permit? It is like asking, "Can I park at a no parking area since it is Sunday and there are no cars anyway?" The answer to this is very tricky since a lot of contractors will naturally say yes, you can build without a permit just like you can park at a no parking area. So why do you need a building permit? Here are the reasons why:
LOAN APPLICATIONS
If you are securing a loan whether from a bank (click here to know more about bank loans) or the government e.g. Pag-ibig (click here to know the process of Pag-ibig loan and click here to get the checklist for Pag-ibig loan), the building permit may be needed before they will release the 1st tranche of your loan. This will assure them that the construction loan applied is indeed for construction and not for something else.
Building Permit Processes and Requirements
The Building Permit Process may vary from city to city and place to place but it is very similar. There is no "one stop shop" for this and documents usually move from several departments until it is released. To give you an idea of the process and requirements, we will be discussing them on the slides below: